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While there are many options for dealing with excessive debt, bankruptcy is one of the more common ones because it is one of the most effective ones.


The Fair Debt Collection Practices Act (also known as FDCPA) regulates the actions of debt collectors and offers protections to consumers.

Consumer Litigation

Loans, credit cards, medical bills and other debts must be paid as agreed. If you fall behind on payments, you might be charged late fees and higher interest.

Debt Negotiation

Credit cards are just a fact of life in modern America, but if the bills aren’t paid off every month, interest begins to accumulate, and the debt grows